Day 17

Today, I am grateful for the Ally Bank representative calling me.  She called to tell me they are required by IRS rules to close my Money Market Account (MMA) and I must decide whether I want to transfer the balance to an interest checking account or have them send me a check.  I’m grateful for that because I needed to close the stupid account anyways; I was incurring too many fees!  Note to self: never place your emergency fund money in an account with transaction limits.  Emergencies don’t care that you only have 5 transaction allowed for this account.  Emergencies don’t care about anything but driving you half insane; plus helping you incur bank fees.  So, after this past cycle of having my student loan payment deducted from my account unplanned and throwing off my finances for the next 2 weeks or so (I’m still recovering) that was officially the nail in the coffin.  Pretty soon I will have another checking account with Ally Bank bearing the same name, Shit Happens, and move on with my very eventful life.  At least in a regular checking account I will have full access to my money despite the number of times small or large shit happens so for that I am seriously grateful….financially speaking too.